Shopping Resolutions for OFWs

  Welcome New Year  with a bang!   It has been several years since I broke my mother’s New Year tradition of preparing round fruits, scattering coins in every corners of our house, opening the windows and wearing something red and polka dots. Instead,  my family finds effective and memorable starting the coming year by […]

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DEBT: When Is The Right Time To Borrow Money?

  I was surprised last week to receive a private message  from my favorite inaanak (godchild) in my Facebook asking for  some advices. She was currently on a dilemma between being a full time mother to take care her 2 year old son and the desire to work. I truly understand how she feels because […]

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